A Systematic Investment Plan (SIP) helps you avoid the risk of timing the market, you can invest a fixed amount in mutual funds on a monthly basis over a period of time, thereby averaging out your cost of investing and benefiting from the power of compounding, We at SIPfund help you invest in SIP by selecting the best suited mutual funds to your investment / financial goal.
is an investment approach designed to take the advantages from the market fluctuations rather that timing it. SIP is a simple & smart way of investing money in mutual funds. SIP allows you to invest a pre-determined amount at a regular interval.
allows an investor to invest a lump sum amount in one scheme and permits regular transfers (i.e. switches) of a predefined amount into other schemes. Every month/week/quarter on a specified date an amount chosen is transferred from one mutual fund scheme to another of the investor’s choice. Usually Investor keeps his money in liquid/cash funds and transfers the interest or dividend earned into the equity funds.
SIP is a flexible and an easy investment plan. Your money is auto-debited from your bank account and invested into a specific/chosen mutual fund scheme. You are allocated certain number of units based on the current market rate (called NAV or net asset value) for the day.
Every time you invest more money, additional units of the scheme are purchased at the market rate and added to your account. Hence, units are bought at different rates and investors benefit from rupee-cost averaging.
Systematic Transfer Plan is of two types; Fixed STP and Capital appreciation STP. A Fixed STP permits an investor to take out a fixed sum from one investment and invest it in another fund. A Capital appreciation STP permits an investor to take out the profit portion of one investment and invest that in another fund. Generally investors with surplus want their capital to be a safe investment and let the earnings participate in the riskier equity fund.
Disciplined and regular savings every month.
Start Investing from as low as ₹ 500/₹ 1000 Per Month.
Compound interest is the eighth wonder of the world. He who understands it, earns it... he who doesn't... pays it.
As it's a portfolio so you need not have to track the market or individual stock. Highest paid fund managers work for your monthly ₹. 1000/-.
It helps you stay invested in market for longer time as you put small amount in regular intervals.
Choose the right fund as per your investment goal from a variety of funds.
Equity SIP is an instrument which helps you avoid the risk of timing the market and create wealth in disciplined manner by averaging cost of Investments. Small savings create the big corpus in long run. Investments made at regular intervals can yield much better NAV returns.
Debt SIP, it is usually taken as investments in debt funds. Investing in debt funds through the SIP mode has limited advantages.
The range of debt mutual funds is quite extensive - from liquid funds at one end to gilt funds at the other end. Each category of funds will respond differently to the changing interest scenario. Investors have to decide on the SIP in debt funds based on their investment time and risk appetite. The benefits will accrue only if the investor continue through an entire cycle in the fund. In a rising interest rate scenario the overall returns for the open ended long term debt funds will fall, while the reverse will be true in case of a falling interest rate scenario.
Hybrid SIP generally invests in Balance Fund or MIP (Monthly Income Plan). It basically aims to make investing less risky, by allocating between different investments as per changing market conditions